don't worry about when to invest

fettlepluckyBiotechnology

Dec 1, 2012 (4 years and 8 months ago)

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KBC EquiMax 2009 Invest 8




DON’T WORRY
ABOUT WHEN TO INVEST

 30 blue-chip shares


Your investment tracks a basket of 30 international blue-chip shares
issued by sustainable and socially responsible companies. These quality
stocks are issued by companies that all boast a quality management team, a
solid long-term vision, a healthy balance sheet and a share price with
considerable potential.

 Spread start
If you invest your money all at once, you run the risk of buying when prices might be inflated. By
spreading your initial investment over December 2009 and the first 2 months of 2010, you reduce that
risk.

With this investment, you start with the average value from 3 price observations during the 3
months following the launch of the fund.



 100% of any increase
At maturity, you will receive 100% of any increase in the value of the basket of shares, capped

at 125%*.

A tax-advantaged investment: capital gains are exempt from withholding tax.


The initial capital invested is
100% protected
at maturity (before charges).
Therefore, in the least favourable stock-market scenario, you always have the capital protection at
maturity (before charges) to fall back on.

* Max. 9.93% yield to maturity, before charges

This product proposal is only complete if the product’s terms and conditions are attached (see page 2)

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KBC EQUIMAX 2009 INVEST 8

Composition of the basket
(EMU 32% - Rest of Europe 31.50% - US 25.50% - Canada 3% - Japan 8%) (Retailing 3% - Banks 5.50% - Consumer Services 4% -
Energy 7% - Pharmaceuticals & Biotechnology 20% - Household & Personal Products 7% - Utilities 3% - Telecommunication Services 20% - Food, Beverage and
Tobacco 19.50% - Food & Staples retailing 7.50% - Transportation 3.50%)
ANHEUSER-BUSCH INBEV
EMU - Food, Beverage and Tobacco
BP AMOCO
Rest of Europe - Energy
BRISTOL-MYERS SQUIBB
US - Pharmaceuticals & Biotechnology
BANCO SANTANDER CENTRAL HISP
EMU - Banks
CENTRICA Plc
Rest of Europe - Energy
COLGATE-PALMOLIVE
US - Household & Personel Products
DEUTSCHE POST
EMU - Transportation
DIAGEO
Rest of Europe - Food, Beverage and Tobacco
HJ HEINZ
US - Food, Beverage and Tobacco
FRANCE TELECOM
EMU - Telecommunication Services
NATIONAL GRID
Rest of Europe - Utilities
KIMBERLY-CLARK
US - Household & Personel Products
GROUPE DANONE
EMU - Food, Beverage and Tobacco
NESTLE
Rest of Europe - Food, Beverage and Tobacco
KRAFT FOODS
US - Food, Beverage and Tobacco
INDITEX
EMU - Retailing
NOVARTIS
Rest of Europe - Pharmaceuticals & Biotechnology
MCDONALDS
US - Consumer Services
KONINKLIJKE AHOLD
EMU - Food & Staples Retailing
ROCHE
Rest of Europe - Pharmaceuticals & Biotechnology
PFIZER
US - Pharmaceuticals & Biotechnology
KONINKLIJKE KPN
EMU - Telecommunication Services
SWISSCOM
Rest of Europe - Telecommunication Services
ROYAL BANK OF CANADA
Canada - Banks
TELEFONICA
EMU - Telecommunication Services
TESCO
Rest of Europe - Food & Staples Retailing
NIPPON TELEGRAPH & TELEPHONE
Japan - Telecommunication Services
UNILEVER
EMU - Food, Beverage and Tobacco
ABBOTT
US - Pharmaceuticals & Biotechnology
TAKEDA PHARMACEUTICALS
Japan - Pharmaceuticals & Biotechnology


New sub-fund of the Belgian Bevek KBC EquiMax
Launch
2 November 2009 through 27 November 2009 (unless the issue period is curtailed), with value day 7 December
2009.
Maturity / term
29 June 2018 / 8 years and almost 7 months.
Issue
Capitalisation shares of 1000 EUR
Entry fee
2.50% during the issue period
3.50% afterwards (of which 1% for the sub-fund)
Exit fee
At maturity : none
Before maturity: 1.00% (orders of 1250000 EUR or more : 0.50%)
Yearly: on 16 May and on the last day of May from 2010 to 2011: 0.5% for the sub-fund
Amount to discourage sale within one month of purchase : max. 5%
Stock market tax
0,50% on sale (max. 750 EUR)
At maturity: none
Starting value of the
basket
Average closing price of the shares in the basket on Wednesday 2 December 2009 and the first evaluation day
of January 2010 until February 2010 (this month included).
Closing value of the
basket
Average of closing price of each share in the basket on the last valuation day of the last 24 months before
maturity (June 2016 > May 2018)
Net asset value
Calculated twice a month: not earlier than D+1 banking day and not later than D+4 banking days (D = the 16th
and the last day of the month, respectively). The first net asset value following the initial subscription period is the
net asset value for Wednesday 30 December 2009.
Despite the capital protection (at maturity), the fund’s net asset value may (temporarily) fall below 100% during
its life.
Risk rating / Profile
III on a scale of Ø (low risk) to VI (high risk).
100% protection of initial capital (1000 EUR at maturity, before charges) / Dynamic
Custody
Free on a custody account of KBC Group NV.
ISIN Code
BE0948931770
Various examples are given in the prospectus