TCSP 7 Patent Liability Analysis

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17 Νοε 2013 (πριν από 3 χρόνια και 11 μήνες)

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TCSP 7

Patent Liability Analysis

Group 5:
myATM

Yu Chen Lim

Overview


ATM that uses face recognition and PIN as
authentication


RFID card acts as cash card


Keypad and touchpad as user inputs


Potential Areas of
Infringement


Face Recognition and PIN for user authentication


RFID transponder used as a cash card in ATM


Occupancy sensor to detect presence of user


Physical structure of ATM

Face Recognition for
Authentication


United States Patent No. 6023688


Transaction Apparatus and Method that Identifies an
Authorized User by Appearance and Voice


Filed date: March 9, 1998


Uses face and speech recognition to identify user


Fall back to conventional ATM verification with
card if silent mode is chosen


Server that contains
authorized users’ data

Terminal

Occupancy
sensor

Conventional
card reader

Used for face
recognition

Used for
speech
recognition

Remote terminal

User sensing

Face Recognition

Speech recognition

Fall back to card
and PIN

Similarities and Differences


Similarities


Sensor to sense users


Face recognition to identify users


Server contains users’ data



Differences



Our Design

Patent Design

Face recognition + PIN

Face recognition + Speech recognition

PIN used only in silent

condition

RFID card

Conventional card

RFID use in ATM


United States Patent No. 7584885 B1


Currency Dispensing ATM with RFID Card Reader


Filed Date: February 23, 2006


Details numerous uses of RFID in an ATM
setting.


RFID use in ATM


“In an exemplary embodiment an RFID tag is
operative to store information therein representative
of or corresponding to a customer, such as the
customer’s account number, PIN, name, primary
bank, affiliated banks, and/or preferences.” (page 4)



“...a customer can pass or wave their card adjacent to
or over a card scanning area 36 associated with the
card reader device 16 to have the card data (and user
information) remotely read.” (page 5)

RFID tag

Magnetic stripe

RFID tag

Part of a Payment System


United States Patent No. 5949043


Electronic Cashless System


Filed date: May 16, 1997


Describes the whole cashless system


Bank bookkeeping


ATM


Cash card


Sales Terminal

ATM and Cashless Medium

Similarities and Differences


Similarities


Cashless system


Smart card stores account information and available
balance


Differences


Operation of smart card


Patent design


Display, keypad, memory, bookkeeping, operation,
processor


Our

design


Wireless, memory

Thank You

Questions?